The modern automotive world is not just about personal cars, but a whole range of vehicles – from small private cars, through trucks, to trailers, forklifts, and low-speed vehicles. Regardless of whether you are an individual, running a business, or managing a fleet of vehicles in a transport company – appropriate insurance coverage is the foundation for the safe and responsible use of any means of transport.

SKAT POLISA is an experienced multi-agency specialising in comprehensive service for the TSL sector and beyond – for years we have been offering our Clients expert advice, support, and the best insurance solutions available on the market.

What are motor insurance policies?

Motor insurance policies are a set of policies that protect the vehicle owner, passengers, and third parties against the consequences of road incidents, collisions, breakdowns, or theft. The most popular types of motor insurance include:

• Third-party Liability Insurance (OC) – the only mandatory insurance for every vehicle owner. It protects against the financial consequences of damages caused to third parties.

• Comprehensive Insurance (AC) – voluntary insurance that protects the owner's vehicle against damage, destruction, or theft.

• Accident Insurance (NNW) – provides benefits in case of permanent health impairment of the driver or passengers.

• Assistance – breakdown and organisational assistance in the case of a malfunction, accident, or immobilisation of the vehicle, even abroad.

• Insurance for glass, tyres, and other components – additional protection for the parts of the vehicle that are most susceptible to damage.

Importantly, the obligation to have Third-party Liability Insurance (OC) also applies to such vehicles as:

• trailers and semi-trailers,

• low-speed vehicles (e.g., construction machinery),

• forklifts,

• and other mechanical vehicles used in companies.

  
  

Why choose SKAT Polisa?

Our mission is to provide every Client – regardless of the scale of business – with professional, individually tailored protection. As an insurance multi-agency, we collaborate with many renowned companies, which allows us to offer:

• the best prices and maximum discounts,

• reliable advice and needs analysis,

• comprehensive policy service – from contract signing, advice to renewal for the next year,

• quick and flexible response to changing market realities.

  
  

We care for every car – the small and the large, private and company-owned. We know the needs of individual Clients, entrepreneurs, and transport companies – we are a trusted partner throughout the insurance process.

If you care about peace of mind, professional service, and real savings – we are at your service.

Contact us

Ensure the stability of your company – it is simpler, safer, and more effective with us.

📞 663 700 080
📧 skatpolisa@skat.com.pl